Meet the Team
New Immigrants Network
Find out more
How much can you borrow?
How Much can you borrow?
What is your current Situation
Just getting started
Currently looking for a house
Found the house I want to buy
I want to refinance
Approximate House Value
What is the source of your deposit?
Equity from another property
What type of mortgage do you have?
Please select all that apply
How long is your mortgage?
In what year did your mortgage start?
What is your current annual pre-tax income (incl partner)?
Do you contribute to KiwiSaver?
Yes-ad hoc payments
Are you repaying your student loan?
Total loan balances outstanding (excluding credit cards)
If you are debt free, congrats! Just put 0.
Total loan payments per month excluding credit cards?
Put a 0 if you don't have any debt.
Combined credit card limits?
What is your total monthly expenses (less rent/mortgage)?
Total expenses including food, utilities, insurances and other expenses. Must not include any current rent or mortgage payments.
Number of dependants?
How would you rate you credit?
Excellent (no issues)
OK (some missed payments etc)
Bad (Baycorp in the last 5 years)
Who do you currently bank with?
What is the value of your current mortgage?
What is your current interest rate?
What is the reason that you want to refinance?
Pay loan off faster
Top up- holiday, new car, renovations etc
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